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The Future of Remittances: From ARPU to ARR

Turn every transaction into recurring revenue with our subscription wallets and cards for remittance receivers, preloaded with insurance, healthcare, and savings.

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The MTO challenge

Seva - the intuitive leap the remittance industry needs

Low balance alerts

Remittance plus services

Built by industry experts

Redefining Remittance Plus services for your senders. 

Higher retention

Turn one-time transfer fees into a recurring subscription relationship. MTOs using Seva Money see 30% higher 12-month cohort retention.

Lower Costs

Earn 3% yield on float all the way to the point of spend, not just on pre-funding amounts, with our proprietary stack.

24,000 subscriptions generate $1M in new ARR. Same customer. Same corridor. Entirely new upside.

Emergency line

Seva’s 24×7 medical assistance line in 13 languages, connects the receiver to an ambulance in India. We handle the logistics and keep the senders updated every step of the way, ensuring peace of mind

Specialist appointments

Deliver 60 free, at-home consultations annually, connecting receivers with leading specialists across India for a wide range of medical needs, all from the comfort of their home.

Hospital Cash

₹10,000 per day of hospitalization for up to 15 days, cutting expenses by ₹150,000! Available even with pre-existing conditions and for individuals up to 90 years old.

Diagnostic discounts

Up to 50% off diagnostic tests and radiology services. With home sample collection by trusted partners like Healthians and Tata 1mg, and nationwide networks for scans and X-rays, receivers get convenient and reliable care without the high costs.

Pharmacy discounts

With Seva, receivers save up to 20% on all medications, from daily prescriptions to urgent medicines, through our partnerships with leading pharmacies like Tata 1mg and PharmEasy.

8% cashback on medical spends

When they pay for any health service, including Ayurveda, receivers get 8% cashback credited to their account, which they can use for future medical payments. It’s a continuous benefit that helps them save on their well-being.

Care manager visits

Our Care Manager service provides a dedicated professional who visits receivers for two hours every month, providing compassionate at-home support by helping with things such as doctors visits, errands and record keeping, ensuring wellbeing and peace of mind.

Annual health check-ups

Seva offers free anual comprehensive blood tests with over 70 markers, as well as complimentary dental and eye tests, empowering you to stay ahead of any potential illness and ensure their wellbeing.

Yoga online sessions

Encourage physical and mental health with daily online yoga sessions. These classes, available every morning at 8AM, make it easy for receivers to reduce stress and foster a healthier lifestyle from the comfort of their home.

Our plug-and-play API requires minimal lift – just two weeks of integration efforts, and we handle the rest. No strain on stretched tech capacity, no complex builds. Just a fast path to adding value for your customers.

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  • Never Miss a Top-Up: Senders can set low balance alerts on family cards.
  • Automated Engagement: We handle the alerts with zero-code setup.
  • Unlock Retention: More alerts mean more sends, higher retention, and big savings on reactivation bonuses.
Get in Touch

Don’t settle for the status quo. Contact us today for a demo and discover how Seva can help you thrive in the future of remittances.

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